Neo Banking

Neo Banking refers to digital-only banks that operate entirely online without traditional physical branches. It leverages technology to provide faster, more efficient, and often more cost-effective banking experiences.

Retail Neo Banking caters to individual consumers (retail customers) by offering them digital-only banking services. These services typically include account management, savings, personal loans, and payments, all accessible through mobile apps or web platforms.

Key Features of

Retail Banking

Intuitive mobile apps with  User-friendly mobile apps

Uniphi’s customers can manage finances anytime, anywhere, without visiting a branch or ATM.

Time
Savings

Complete various banking tasks quickly and efficiently using their mobile devices.

Enhanced
Security:

Biometric authentication and fraud monitoring safeguard data.

Improved Financial Management:

Banking apps can provide customers with valuable financial insights, budgeting tools, and spending tracking capabilities

Increased Customer Engagement

We offer a seamless and user-friendly mobile banking experience, strengthens customer relationships.

Operational
Efficiency:

Mobile banking can help Uniphi reduce the operational costs associated with traditional branch-based banking.

SME (Small and Medium Enterprise)

SME Neo Banking offers digital-first banking services tailored to small and medium-sized businesses. These services include business accounts, expense management, payroll, lending, and cash flow management—all accessible through online platforms or mobile apps.

Key Features of

SME Banking

Automated Accounting Integrations

Uniphi’s customers can manage finances anytime, anywhere, without visiting a branch or ATM.

Invoice & Payment Processing capabilities

Complete various banking tasks quickly and efficiently using their mobile devices.

Access to loans and capital financing

Biometric authentication and fraud monitoring safeguard data.

Expense Management Features

Banking apps can provide customers with valuable financial insights, budgeting tools, and spending tracking capabilities

Real Time Reporting & Analytics

We offer a seamless and user-friendly mobile banking experience, strengthens customer relationships.

Centralised Platform for Multiple Accounts

Mobile banking can help Uniphi reduce the operational costs associated with traditional branch-based banking.

Use Cases of Neo Banking

  • Retail Neo Banking

    • Digital- First Account Opening
    • Personal Financial Management (PFM)
    • Digital Payments & Transfers
    • Personalized Offers and Cashback
    • Integrated Investment Options

  • Digital Lending & Overdraft Facilities
  • Multi-Currency Accounts
  • Subscription Management
  • Customer Support through AI Chatbots

  • SME Banking

      • Quick Digital Onboarding for Businesses
      • Cash Flow Management
      • Integrated Payment Solutions
      • Automated Expense Management
      • Business Credit & Financing
  • Payroll & HR Management
  • Supplier Payments & Reconciliation
  • Multi-Currency Business Accounts
  • Tax Filing and Compliance
  • Tailored Analytics and Insights
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